Insurance Services

At Safe Harbor Financial Services, we provide a safe place for lifelong security. View our insurance options below and see how we can provide you the best possible protection for all your insurance needs.

Medicare Insurance

You’ve got a lot of different decisions to make about your Medicare coverage.

  • Do you want to stick with only Original Medicare (Part A & Part B)?
  • How about adding a Medicare Supplement?
  • Or getting a private-market Medicare Advantage?
  • How much will it cost?

Don’t worry, we are here to help. There are many different Medicare plans to choose from. Here are the different types of Medicare Plans you can choose from and what they cover.

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Original Medicare Part A

Helps pay for hospital visits (first part of Original Medicare)

Original Medicare Part B

Helps pay for doctors visits (second part of Original Medicare)

Medicare Advantage Plans (Part C)

Part A (hospital insurance) and Part B (medical insurance are combined in one plan, and may include additional benefits beyond Original Medicare, like prescription drug coverage, dental, hearing and vision care

Dual Special Needs Plan (D-SNP)

You may qualify for a Dual Special Needs Plan if you’re under age 65 and qualify on the basis of disability or other special situation or you’re at least 65 years old and receive extra help or assistance from your state.

Medicare Supplement Insurance Plan (Medigap)

These plans help cover some out-of-pocket costs not paid by Original Medicare (Parts A & B).

Medicare Prescription Drug Plans (Part D)

This plan helps pay for prescription drugs and can be used with Medicare (Parts A & B) or Medicare Supplement plans.

The benefits from plan to plan are the same from every insurance company (some companies may offer innovative benefits) – so a Plan C from one company as the same medical coverage as a Plan C from any other. The difference is in the company, the quality of service, and the price.

There are 8 Medicare Supplement Insurance Plans available: Plans A, B, C, F (high deductible plan available), G, K, L, and N. Your plan availability may vary depending on your state. Massachusetts, Minnesota and Wisconsin offer different plan options.

You are covered

At Safe Harbor Financial Resources, we know the ins and outs of the insurance business. As independent agents, we are not employed by one particular company. Instead, we can select insurance products from among those companies that best address your unique concerns. 

We promise to focus our attention on your benefit exclusively.

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